FINEO

AI bookkeeping that thinks along with your company

9 AI agents process your administration. A reviewer checks everything. You stay in control — without the hassle.

app.fineo.nu/dashboard
F

Revenue (mo)

+12.450

+8.2%

Outstanding

3.200

2 invoices

VAT Q1

-2.180

Deadline 30 Apr

Cash flow forecast

6 months

JanFebMarAprMayJun

Recent transactions

+

TechVentures B.V.

Invoice #2026-042

+4.235,00
-

Hetzner Cloud

Server hosting

-89,50
+

DigitalFirst B.V.

Invoice #2026-041

+2.100,00
85%
auto-categorized
9
AI agents at work
€24
from per month
DGA
salary included

Meet your team

9 AI agents working together on your bookkeeping

📊

Finn

Categorization

Recognizes and categorizes every transaction automatically based on your bank feed.

📄

Aria

Invoices

Creates professional invoices, sends reminders, and tracks payments.

📷

Nox

OCR & Scanning

Scans receipts and purchase invoices, extracting all relevant data.

📦

Pip

Procurement

Manages suppliers, purchase invoices, and approval workflows.

🏦

Vera

VAT & Tax

Calculates VAT returns, flags errors, and prepares SBR reports.

📘

Rosa

Annual Accounts

Compiles annual accounts and generates chamber of commerce filing documents.

👋

Lena

Onboarding

Guides you step by step through setting up your administration.

💰

Cas

Cash Flow

Forecasts cash flow, signals risks, and monitors liquidity.

👤

ReviewerCopilot

Human Review

A real bookkeeper checks what the AI does. Always.

BANK FEED & CATEGORIZATION

Every transaction automatically in the right place

Finn connects your bank account via PSD2 and categorizes 85% of your transactions automatically. You only need to confirm the exceptions.

📊Finn - Categorization
85% auto
+

TechVentures B.V.

Invoice #2026-042

+4.235,00

Revenue98%
-

Albert Heijn

Office supplies

-47,85

Office supplies94%
+

DigitalFirst B.V.

Invoice #2026-041

+2.100,00

Revenue99%
-

KPN Zakelijk

Phone subscription

-45,00

Phone costs97%
-

Coolblue

Monitor Dell 27"

-389,00

Inventory91%
INVOICES & PAYMENTS

Professional invoices with automatic follow-up

Aria creates invoices with QR code for instant payment, sends automatic reminders, and matches payments to open invoices.

📄Aria - Invoice #2026-042
Paid

From

Fineo B.V.

KvK 12345678

To

TechVentures B.V.

Herengracht 100, Amsterdam

DescriptionAmount
Consultancy March 20263.500,00
Hosting & maintenance735,00
Subtotal4.235,00
VAT 21%889,35
Total5.124,35

Scan to pay

iDEAL QR code

Paid 15 Mar
VAT & ANNUAL ACCOUNTS

VAT returns and annual accounts — automated

Vera calculates your VAT return based on your bookings. Rosa compiles your annual accounts. Everything SBR-ready for the tax authority.

🏦Vera - VAT return Q1 2026
Draft

Period

Q1 2026 (Jan - Mar)

Deadline

30 April 2026

1a. Supplies/services taxed at 21%

18.650,00

1b. Supplies/services taxed at 9%

0,00

5a. VAT due

3.916,50

5b. Input VAT

1.736,25

To pay

2.180,25

All entries verified by Rosa
ADVISORY CENTER

Tax advice calculated with your real numbers

12 advisory topics — from DGA salary to investment deductions — calculated with your live bookkeeping data. Personal, current, concrete.

💡Advisory Center - Director salary
Live calculation

Your situation

Expected profit 2026

92.000

Current director salary

56.000

Advice

Based on your expected profit of 92,000, the optimal director salary for 2026 is 56,000. This meets the customary wage criterion.

By keeping the salary at this level you save approx. 4,200 in taxes compared to a higher salary of 65,000.

Scenario comparison

Salary 56,000 (optimal)
Saving 4,200
Salary 65,000
+4,200 tax
Salary 48,000 (too low)
Tax authority risk
Calculated from your live bookkeeping. Last updated: today.

How it works

From chaos to control in 3 steps

1

Connect your bank

Connect your business bank account in 2 minutes via PSD2. Secure, direct, no hassle.

2

AI learns your administration

Finn categorizes your transactions, Aria creates invoices, Vera calculates VAT. All automatic.

3

Reviewer checks everything

A real bookkeeper checks the AI output. Errors are corrected before you see them.

Why FINEO is different

🤖

9 AI agents

Not one tool, but a whole team. Each agent specializes in one task.

👤

Human reviewer

AI + human, not AI alone. Every booking is checked by a real bookkeeper.

💰

DGA salary included

No add-on, no extra costs. Payroll processing for the director-shareholder is included in every plan.

🏦

Your bank stays your bank

We connect via PSD2, we don't play bank. You keep your own account at your own bank.

ADVISORY CENTER

Personal tax advice, calculated with your real numbers

No generic tips but calculated scenarios based on your live bookkeeping.

🚗Addition

Company car

Calculate whether private or business driving is more advantageous for your situation.

💼! Action

DGA salary

Optimal salary calculated based on your profit and personal situation.

💻SIA Room

Equipment

Check if your investment qualifies for small-scale investment deduction.

💸Box 2

Dividend

Calculate the optimal dividend moment and tax burden in Box 2.

12 advisory topics · calculated with your live numbers

Transparent pricing

DGA salary processing included in every plan

Starter

24/mo

For freelancers who just formed a BV

50 transactions/mo

DGA salary included
Popular

Complete

99/mo

For active BVs with regular administration

250 transactions/mo

DGA salary included

Growth

199/mo

For growing BVs with more complex bookkeeping

500 transactions/mo

DGA salary included

Holding

399/mo

For holding structures with multiple entities

1000 transactions/mo

DGA salary included

Switch in 2 clicks

Take your existing administration with you — no hassle.

🔗2 clicks

From Moneybird

OAuth connection: authorize and your data flows automatically.

📁Coming soon

From Exact Online

XAF import available. Direct OAuth connection coming soon.

📤XAF universal

Other package

Export your administration as XAF file and import it in FINEO.

What entrepreneurs say

Finally bookkeeping software that actually thinks along. The AI categorization saves me hours every week, and the reviewer catches exactly those things I'd miss myself.
S

Sophie Vermeer

Director

The Advisory Center calculated my optimal salary in seconds. My accountant hadn't laid it out this clearly in three years.
T

Thomas Haverkamp

Director

Switching took two minutes. Now the VAT return goes automatically and I finally have oversight on my cash flow.
N

Noor de Graaf

Director

Frequently asked questions

What makes FINEO different from other bookkeeping packages?

FINEO combines 9 specialized AI agents with human review. Where other tools add one AI feature, FINEO is entirely built around AI collaboration. Every booking is also checked by a real bookkeeper.

How much does FINEO cost?

FINEO starts from €24 per month for starters. All plans include DGA salary processing. There are no hidden costs or expensive add-ons.

Is there a free trial?

Yes, you can try FINEO free for 2 months. No credit card needed. After the trial period, you choose the plan that fits you.

How does DGA salary processing work?

DGA salary processing is included in every plan. FINEO calculates the optimal salary, generates payslips, and files payroll returns with the tax authority.

Can I bring my current administration?

Yes. From Moneybird you connect in 2 clicks via OAuth. For Exact Online and other packages, you can import an XAF file.

How safe is my data?

FINEO runs on European servers, uses end-to-end encryption, and connects via PSD2 — the safest standard for bank data. We never store your bank password.

Does FINEO support Belgian companies?

Yes. FINEO has a separate Belgian offering with Peppol compliance, InterVAT returns, and KBO integration. Prices start from €39 per month.

What does the reviewer do exactly?

The ReviewerCopilot is a real bookkeeper who checks the AI output. Errors are corrected, edge cases flagged, and you receive an approval report per period.

Start today

Start your bookkeeping today

2 months free. No credit card needed.